/* ========================================
   Navro Capital — Custom Styles
   Design: Light Theme / Navy + Emerald
   ======================================== */

/* CSS Custom Properties */
:root {
  --navy: #0F2B4C;
  --navy-light: #1A3D6D;
  --navy-dark: #091E36;
  --emerald: #059669;
  --emerald-light: #10B981;
  --emerald-dark: #047857;
  --white: #FFFFFF;
  --off-white: #F8FAFC;
  --bg-light: #F1F5F9;
  --slate-100: #F1F5F9;
  --slate-200: #E2E8F0;
  --slate-300: #CBD5E1;
  --slate-400: #94A3B8;
  --slate-500: #64748B;
  --slate-600: #475569;
  --slate-700: #334155;
  --slate-900: #0F172A;
  --gold: #D97706;
  --red: #DC2626;
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -4px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
  --radius: 0.75rem;
  --radius-sm: 0.5rem;
  --transition: 200ms ease;
}

/* Base Reset & Typography */
*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 5rem;
}

body {
  font-family: 'Source Sans 3', 'Inter', system-ui, -apple-system, sans-serif;
  color: var(--slate-900);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Lexend', 'Inter', system-ui, sans-serif;
  font-weight: 600;
  line-height: 1.2;
  color: var(--navy);
}

/* ========================================
   Animations
   ======================================== */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes pulse-ring {
  0% {
    transform: scale(0.8);
    opacity: 1;
  }
  100% {
    transform: scale(1.6);
    opacity: 0;
  }
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

@keyframes shimmer {
  0% { background-position: -200% 0; }
  100% { background-position: 200% 0; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

.animate-on-scroll {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ========================================
   Navbar
   ======================================== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--slate-200);
  transition: box-shadow var(--transition), background var(--transition);
}

.navbar.scrolled {
  box-shadow: var(--shadow-md);
  background: rgba(255, 255, 255, 0.97);
}

.navbar-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.navbar-logo {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  text-decoration: none;
  font-family: 'Lexend', sans-serif;
  font-weight: 700;
  font-size: 1.375rem;
  color: var(--navy);
  transition: opacity var(--transition);
  position: relative;
  z-index: 2100;
}

.navbar-logo:hover {
  opacity: 0.85;
}

.navbar-logo svg {
  width: 36px;
  height: 36px;
  color: var(--emerald);
}

.navbar-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.navbar-links a {
  display: inline-flex;
  align-items: center;
  padding: 0.5rem 1rem;
  text-decoration: none;
  font-family: 'Lexend', sans-serif;
  font-weight: 500;
  font-size: 0.9375rem;
  color: var(--slate-600);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  cursor: pointer;
}

.navbar-links a:hover,
.navbar-links a.active {
  color: var(--navy);
  background: var(--slate-100);
}

.navbar-links a.active {
  color: var(--emerald);
  font-weight: 600;
}

.navbar-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.625rem 1.25rem;
  font-family: 'Lexend', sans-serif;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--white) !important;
  background: var(--emerald);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  cursor: pointer;
}

.navbar-cta:hover {
  background: var(--emerald-dark) !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(5, 150, 105, 0.3);
}

/* Mobile menu toggle */
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  z-index: 2100;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.3s ease, opacity 0.3s ease;
}

.menu-toggle.open span:first-child {
  transform: rotate(45deg) translate(5px, 5px);
}

.menu-toggle.open span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.open span:last-child {
  transform: rotate(-45deg) translate(5px, -5px);
}

@media (max-width: 768px) {
  .menu-toggle {
    display: flex;
  }

  .navbar-links {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    width: 100%;
    height: 100vh;
    flex-direction: column;
    justify-content: center;
    align-items: stretch;
    background: var(--white);
    padding: 5rem 2rem;
    gap: 0.75rem;
    transform: translateX(100%);
    transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    overflow-y: auto;
    z-index: 2000;
  }

  .navbar-links.open {
    transform: translateX(0);
  }

  .navbar-links li {
    width: 100%;
  }

  .navbar-links a {
    width: 100%;
    padding: 1.25rem;
    font-size: 1.25rem;
    justify-content: center;
    border-radius: var(--radius-sm);
    text-align: center;
  }

  .navbar-cta {
    margin-top: 1rem;
    justify-content: center;
  }

  .navbar-links a:hover {
    background: var(--slate-100);
  }
}

/* ========================================
   Hero Section
   ======================================== */
.hero {
  position: relative;
  min-height: 85vh;
  display: flex;
  align-items: center;
  padding: 8rem 1.5rem 4rem;
  background: linear-gradient(165deg, var(--white) 0%, var(--off-white) 40%, #EFF6FF 100%);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -10%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(5, 150, 105, 0.06) 0%, transparent 70%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -20%;
  left: -5%;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(15, 43, 76, 0.05) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  max-width: 1280px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.375rem 1rem;
  background: rgba(5, 150, 105, 0.08);
  border: 1px solid rgba(5, 150, 105, 0.2);
  border-radius: 9999px;
  font-family: 'Lexend', sans-serif;
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--emerald-dark);
  margin-bottom: 1.5rem;
  animation: fadeInUp 0.6s ease;
}

.hero-badge svg {
  width: 16px;
  height: 16px;
}

.hero-title {
  font-size: clamp(2.25rem, 5vw, 3.75rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.5rem;
  animation: fadeInUp 0.6s ease 0.1s both;
}

.hero-title span {
  color: var(--emerald);
}

.hero-subtitle {
  font-size: 1.1875rem;
  color: var(--slate-600);
  max-width: 540px;
  margin-bottom: 2.5rem;
  animation: fadeInUp 0.6s ease 0.2s both;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  animation: fadeInUp 0.6s ease 0.3s both;
}

.hero-visual {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  animation: fadeIn 1s ease 0.4s both;
}

.hero-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  width: 100%;
  max-width: 400px;
}

.stat-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}

.stat-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.stat-card .stat-value {
  font-family: 'Lexend', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.stat-card .stat-label {
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--slate-500);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

@media (max-width: 768px) {
  .hero {
    min-height: auto;
    padding: 7rem 1.5rem 3rem;
  }
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .hero-visual {
    order: -1;
  }
  .hero-stats-grid {
    max-width: 100%;
  }
}

@media (max-width: 480px) {
  .hero-stats-grid {
    grid-template-columns: 1fr;
  }
}

/* ========================================
   Buttons
   ======================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.75rem;
  font-family: 'Lexend', sans-serif;
  font-weight: 600;
  font-size: 0.9375rem;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.btn-primary {
  background: var(--emerald);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--emerald-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(5, 150, 105, 0.35);
}

.btn-secondary {
  background: var(--navy);
  color: var(--white);
}

.btn-secondary:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(15, 43, 76, 0.3);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--slate-300);
}

.btn-outline:hover {
  border-color: var(--navy);
  background: var(--navy);
  color: var(--white);
}

.btn-whatsapp {
  background: #25D366;
  color: var(--white);
}

.btn-whatsapp:hover {
  background: #1da851;
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(37, 211, 102, 0.35);
}

.btn-sm {
  padding: 0.5rem 1rem;
  font-size: 0.8125rem;
}

.btn-lg {
  padding: 1rem 2.25rem;
  font-size: 1rem;
}

/* ========================================
   Sections
   ======================================== */
.section {
  padding: 5rem 1.5rem;
}

.section-alt {
  background: var(--off-white);
}

.section-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3.5rem;
}

.section-header h2 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  margin-bottom: 1rem;
}

.section-header p {
  font-size: 1.0625rem;
  color: var(--slate-600);
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  font-family: 'Lexend', sans-serif;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--emerald);
  margin-bottom: 0.75rem;
}

/* ========================================
   Service Cards
   ======================================== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 2rem;
  text-decoration: none;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.service-card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--emerald);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--slate-300);
}

.service-card:hover::after {
  transform: scaleX(1);
}

.service-card-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-sm);
  margin-bottom: 1.25rem;
}

.service-card-icon.bonds {
  background: rgba(5, 150, 105, 0.1);
  color: var(--emerald);
}

.service-card-icon.stocks {
  background: rgba(15, 43, 76, 0.1);
  color: var(--navy);
}

.service-card-icon.mutual-funds {
  background: rgba(217, 119, 6, 0.1);
  color: var(--gold);
}

.service-card-icon svg {
  width: 24px;
  height: 24px;
}

.service-card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.service-card p {
  font-size: 0.9375rem;
  color: var(--slate-600);
  margin-bottom: 1rem;
}

.service-card .card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  font-family: 'Lexend', sans-serif;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--emerald);
  text-decoration: none;
  transition: gap var(--transition);
}

.service-card:hover .card-link {
  gap: 0.625rem;
}

.service-card .card-link svg {
  width: 16px;
  height: 16px;
}

.service-card .badge-coming-soon {
  display: inline-block;
  padding: 0.25rem 0.625rem;
  background: rgba(217, 119, 6, 0.1);
  color: var(--gold);
  font-family: 'Lexend', sans-serif;
  font-size: 0.6875rem;
  font-weight: 600;
  border-radius: 9999px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-left: 0.5rem;
  vertical-align: middle;
}

@media (max-width: 768px) {
  .services-grid {
    grid-template-columns: 1fr;
  }
}

/* ========================================
   Market Insights
   ======================================== */
.insight-card {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius);
  padding: 3rem;
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.insight-card::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -20%;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(5, 150, 105, 0.12);
  pointer-events: none;
}

.insight-card .section-label {
  color: rgba(255, 255, 255, 0.7);
}

.insight-card h2 {
  color: var(--white);
  font-size: 1.75rem;
  margin-bottom: 1.25rem;
}

.insight-text {
  font-size: 1.0625rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.85);
  position: relative;
  z-index: 1;
}

.insight-edit-btn {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  width: 36px;
  height: 36px;
  display: none;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: var(--radius-sm);
  color: var(--white);
  cursor: pointer;
  transition: background var(--transition);
}

.insight-edit-btn:hover {
  background: rgba(255, 255, 255, 0.25);
}

.insight-edit-btn.show {
  display: flex;
}

.insight-editor {
  display: none;
  position: relative;
  z-index: 1;
}

.insight-editor.active {
  display: block;
}

.insight-editor textarea {
  width: 100%;
  min-height: 120px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: var(--radius-sm);
  color: var(--white);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  padding: 1rem;
  resize: vertical;
  outline: none;
}

.insight-editor textarea:focus {
  border-color: var(--emerald);
}

.insight-editor .editor-actions {
  display: flex;
  gap: 0.75rem;
  margin-top: 1rem;
}

/* ========================================
   Contact Section
   ======================================== */
.contact-layout {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 3rem;
  align-items: start;
}

@media (max-width: 900px) {
  .contact-layout {
    grid-template-columns: 1fr;
  }
}

.contact-form-wrapper {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 2.5rem;
  box-shadow: var(--shadow-sm);
}

.contact-form .form-group {
  margin-bottom: 1.25rem;
}

.contact-form label {
  display: block;
  font-family: 'Lexend', sans-serif;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 0.875rem 1rem;
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  color: var(--slate-900);
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  background: var(--bg-light);
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
  background: var(--white);
}

.contact-form select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2364748B' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 6l3.5 4 3.5-4h-7z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}

.contact-form textarea {
  resize: vertical;
}

.contact-layout-new {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: start;
}

@media (max-width: 991px) {
  .contact-layout-new {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

.contact-actions-primary {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-card-premium {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  padding: 2rem;
  border-radius: var(--radius);
  text-decoration: none;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
  border: 1px solid var(--slate-200);
  background: var(--white);
}

.contact-card-premium.whatsapp {
  border-left: 4px solid #25D366;
  background: linear-gradient(to right, rgba(37, 211, 102, 0.03), var(--white));
}

.contact-card-premium.meeting {
  border-left: 4px solid var(--emerald);
  background: linear-gradient(to right, rgba(5, 150, 105, 0.03), var(--white));
}

.contact-card-premium:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--slate-300);
}

.card-premium-icon {
  width: 64px;
  height: 64px;
  background: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
  flex-shrink: 0;
}

.contact-card-premium.whatsapp .card-premium-icon { color: #25D366; }
.contact-card-premium.meeting .card-premium-icon { color: var(--emerald); }

.card-premium-content h3 {
  font-size: 1.25rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.card-premium-content p {
  font-size: 0.9375rem;
  color: var(--slate-600);
  margin-bottom: 1.25rem;
  line-height: 1.5;
}

.contact-info-secondary {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  padding: 2rem;
  background: #F8FAFC;
  border-radius: var(--radius);
  border: 1px solid var(--slate-200);
}

.info-item {
  display: flex;
  gap: 1rem;
}

.info-item-icon {
  width: 40px;
  height: 40px;
  background: var(--white);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--slate-500);
  box-shadow: var(--shadow-sm);
  flex-shrink: 0;
}

.info-item-content h4 {
  font-size: 0.75rem;
  text-transform: uppercase;
  color: var(--slate-500);
  letter-spacing: 0.05em;
  margin-bottom: 0.25rem;
}

.info-item-content p {
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.info-item-content a {
  text-decoration: none;
  color: inherit;
}

.copy-link {
  font-size: 0.75rem;
  color: var(--emerald);
  background: none;
  border: none;
  font-weight: 600;
  padding: 0;
  cursor: pointer;
  text-decoration: underline;
}

.copy-link:hover {
  color: var(--emerald-dark);
}

/* ========================================
   Floating WhatsApp Button
   ======================================== */
.whatsapp-float {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 60px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #25D366;
  border-radius: 50%;
  box-shadow: 0 4px 14px rgba(37, 211, 102, 0.4);
  z-index: 999;
  cursor: pointer;
  text-decoration: none;
  transition: transform var(--transition), box-shadow var(--transition);
  animation: float 3s ease-in-out infinite;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.5);
  animation: none;
}

.whatsapp-float::before {
  content: '';
  position: absolute;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: #25D366;
  animation: pulse-ring 2s ease-out infinite;
  z-index: -1;
}

.whatsapp-float svg {
  width: 30px;
  height: 30px;
  color: var(--white);
}

/* ========================================
   Fund Houses
   ======================================== */
.fund-houses-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 3rem;
  margin-bottom: 2rem;
}

@media (min-width: 640px) {
  .fund-houses-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 1024px) {
  .fund-houses-grid {
    grid-template-columns: repeat(5, 1fr);
  }
}

.fund-house-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 1.5rem 1rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  min-height: 100px;
  text-align: center;
}

.fund-house-card:hover {
  border-color: var(--slate-300);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.fund-house-card span {
  font-weight: 600;
  color: var(--navy);
  font-size: 1.1rem;
  line-height: 1.2;
  margin-bottom: 0.25rem;
}

.fund-house-card small {
  color: var(--slate-500);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.fund-houses-disclaimer {
  text-align: center;
  font-size: 0.85rem;
  color: var(--slate-500);
  max-width: 700px;
  margin: 0 auto;
}

/* ========================================
   Footer
   ======================================== */
.footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: 3.5rem 1.5rem 1.5rem;
}

.footer-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}

.footer-brand h3 {
  font-size: 1.25rem;
  color: var(--white);
  margin-bottom: 0.75rem;
}

.footer-brand p {
  font-size: 0.875rem;
  line-height: 1.7;
  max-width: 320px;
}

.footer-col h4 {
  font-family: 'Lexend', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}

.footer-col a {
  display: block;
  padding: 0.3rem 0;
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  transition: color var(--transition);
  cursor: pointer;
}

.footer-col a:hover {
  color: var(--emerald-light);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 1.5rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.footer-amfi {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.5);
  max-width: 600px;
  line-height: 1.5;
}

.footer-copyright {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.4);
}

@media (max-width: 768px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
  .footer-brand {
    grid-column: 1 / -1;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}

/* ========================================
   Data Tables (Bonds / Stocks)
   ======================================== */
.table-container {
  overflow-x: auto;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9375rem;
  white-space: nowrap;
}

.data-table thead {
  background: var(--navy);
  color: var(--white);
}

.data-table thead th {
  padding: 0.875rem 1.25rem;
  font-family: 'Lexend', sans-serif;
  font-weight: 600;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  text-align: left;
  white-space: nowrap;
}

.data-table tbody tr {
  border-bottom: 1px solid var(--slate-100);
  transition: background var(--transition);
}

.data-table tbody tr:hover {
  background: var(--off-white);
}

.data-table tbody td {
  padding: 0.875rem 1.25rem;
  color: var(--slate-700);
}

.data-table tbody td:first-child {
  color: var(--slate-400);
  font-weight: 500;
  font-size: 0.875rem;
}

.data-table .rating-badge {
  display: inline-block;
  padding: 0.25rem 0.625rem;
  border-radius: 9999px;
  font-family: 'Lexend', sans-serif;
  font-size: 0.75rem;
  font-weight: 600;
  white-space: nowrap;
}

.rating-badge.aa { background: rgba(5,150,105,0.1); color: var(--emerald-dark); }
.rating-badge.a { background: rgba(15,43,76,0.1); color: var(--navy); }
.rating-badge.bbb { background: rgba(217,119,6,0.1); color: var(--gold); }
.rating-badge.bb-below { background: rgba(220,38,38,0.1); color: var(--red); }

.mf-category-badge {
  display: inline-block;
  padding: 0.2rem 0.5rem;
  border-radius: 9999px;
  font-size: 0.7rem;
  font-weight: 600;
  white-space: nowrap;
  background: rgba(15,43,76,0.08);
  color: var(--navy-light);
  font-family: 'Lexend', sans-serif;
}

.inquire-link {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  color: var(--emerald);
  font-weight: 600;
  font-size: 0.8125rem;
  text-decoration: none;
  cursor: pointer;
  transition: color var(--transition);
}

.inquire-link:hover {
  color: var(--emerald-dark);
}

/* ========================================
   Bonds Grid & Cards
   ======================================== */
.bonds-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.bond-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
  overflow: hidden;
  height: 100%;
  min-height: 280px;
}

.bond-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--emerald-light);
}

.bond-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 1rem;
}

.bond-card-number {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--slate-300);
  font-family: 'Lexend', sans-serif;
}

.bond-card-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.25rem;
  line-height: 1.4;
  flex-grow: 1;
}

.bond-card-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.25rem;
  padding: 1rem 0;
  border-top: 1px solid var(--slate-100);
  border-bottom: 1px solid var(--slate-100);
}

.stat-item {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.stat-label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--slate-500);
  font-weight: 600;
}

.stat-value {
  font-size: 1rem;
  font-weight: 700;
  color: var(--slate-900);
}

.stat-value.highlight {
  color: var(--emerald-dark);
}

.bond-card-footer {
  margin-top: auto;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.bond-maturity {
  font-size: 0.8rem;
  color: var(--slate-500);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.bond-card .btn-inquire {
  width: 100%;
  justify-content: center;
  padding: 0.625rem;
  font-size: 0.875rem;
}

@media (max-width: 480px) {
  .bonds-grid {
    grid-template-columns: 1fr;
  }
}

/* ========================================
   Search / Filter Controls
   ======================================== */
.table-controls {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 1.5rem;
  align-items: center;
}

.search-input {
  flex: 1;
  min-width: 250px;
  padding: 0.75rem 1rem 0.75rem 2.75rem;
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 0.9375rem;
  color: var(--slate-900);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.search-input:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.search-wrapper {
  position: relative;
  flex: 1;
  min-width: 250px;
}

.search-wrapper svg {
  position: absolute;
  left: 0.875rem;
  top: 50%;
  transform: translateY(-50%);
  width: 18px;
  height: 18px;
  color: var(--slate-400);
  pointer-events: none;
}

.filter-select {
  padding: 0.75rem 2.5rem 0.75rem 1rem;
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 0.9375rem;
  color: var(--slate-900);
  background: var(--white);
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2364748B' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 6l3.5 4 3.5-4h-7z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.75rem center;
  cursor: pointer;
  outline: none;
  transition: border-color var(--transition);
}

.filter-select:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.table-count {
  font-family: 'Lexend', sans-serif;
  font-size: 0.8125rem;
  color: var(--slate-500);
  white-space: nowrap;
}

/* ========================================
   Page Headers
   ======================================== */
.page-header {
  padding: 7rem 1.5rem 3rem;
  background: linear-gradient(165deg, var(--white) 0%, #EFF6FF 100%);
  text-align: center;
}

.page-header h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: 0.75rem;
}

.page-header p {
  font-size: 1.125rem;
  color: var(--slate-600);
  max-width: 540px;
  margin: 0 auto;
}

/* ========================================
   Disclaimer Blocks
   ======================================== */
.disclaimer-section {
  margin-bottom: 2rem;
}

.disclaimer-section h3 {
  font-size: 1.125rem;
  color: var(--navy);
  border-bottom: 2px solid var(--slate-200);
  padding-bottom: 0.5rem;
  margin-bottom: 1rem;
}

.disclaimer-section p {
  font-size: 0.9375rem;
  color: var(--slate-600);
  line-height: 1.8;
  margin-bottom: 0.75rem;
}

.disclaimer-box {
  background: var(--off-white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 1.5rem;
  margin-top: 1.5rem;
}

.disclaimer-box p {
  font-size: 0.8125rem;
  color: var(--slate-500);
  line-height: 1.7;
}

/* ========================================
   Coming Soon
   ======================================== */
.coming-soon-container {
  text-align: center;
  padding: 4rem 0;
}

.coming-soon-icon {
  width: 96px;
  height: 96px;
  margin: 0 auto 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(217, 119, 6, 0.08);
  border-radius: 50%;
  color: var(--gold);
}

.coming-soon-icon svg {
  width: 48px;
  height: 48px;
}

.coming-soon-container h2 {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.coming-soon-container p {
  font-size: 1.0625rem;
  color: var(--slate-600);
  max-width: 480px;
  margin: 0 auto 2rem;
}

/* ========================================
   Login Form
   ======================================== */
.login-container {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--off-white);
  padding: 2rem;
}

.login-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 2.5rem;
  width: 100%;
  max-width: 420px;
  box-shadow: var(--shadow-lg);
}

.login-card h1 {
  font-size: 1.5rem;
  text-align: center;
  margin-bottom: 0.5rem;
}

.login-card .login-subtitle {
  text-align: center;
  color: var(--slate-500);
  margin-bottom: 2rem;
  font-size: 0.9375rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-family: 'Lexend', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.375rem;
}

.form-group input {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  font-family: 'Source Sans 3', sans-serif;
  font-size: 1rem;
  color: var(--slate-900);
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.login-error {
  display: none;
  padding: 0.75rem;
  background: rgba(220, 38, 38, 0.08);
  border: 1px solid rgba(220, 38, 38, 0.2);
  border-radius: var(--radius-sm);
  color: var(--red);
  font-size: 0.875rem;
  font-weight: 500;
  margin-bottom: 1rem;
  text-align: center;
}

.login-error.show {
  display: block;
}

/* ========================================
   Toast notification
   ======================================== */
.toast {
  position: fixed;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%) translateY(100px);
  padding: 0.75rem 1.5rem;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-family: 'Lexend', sans-serif;
  font-size: 0.875rem;
  font-weight: 500;
  box-shadow: var(--shadow-xl);
  z-index: 9999;
  opacity: 0;
  transition: transform 0.3s ease, opacity 0.3s ease;
  pointer-events: none;
  white-space: nowrap;
}

.toast.show {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
}

/* ========================================
   Lead Form
   ======================================== */
.lead-form {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
}

.lead-form h3 {
  font-size: 1.25rem;
  margin-bottom: 1.5rem;
}

.lead-form .form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

@media (max-width: 640px) {
  .lead-form .form-row {
    grid-template-columns: 1fr;
  }
}

/* ========================================
   Sticky Contact Bar (Mobile)
   ======================================== */
.sticky-contact-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 998;
  background: var(--white);
  border-top: 1px solid var(--slate-200);
  box-shadow: 0 -4px 12px rgba(0, 0, 0, 0.08);
  padding: 0.625rem 1rem;
}

.sticky-contact-bar-inner {
  display: flex;
  gap: 0.5rem;
  max-width: 480px;
  margin: 0 auto;
}

.sticky-contact-bar .btn {
  flex: 1;
  padding: 0.625rem;
  font-size: 0.75rem;
  border-radius: var(--radius-sm);
  justify-content: center;
}

.sticky-contact-bar .btn svg {
  width: 16px;
  height: 16px;
}

@media (max-width: 768px) {
  .sticky-contact-bar {
    display: block;
  }
  .whatsapp-float {
    bottom: 5.5rem;
  }
  .hero-actions {
    flex-direction: column;
  }
  .hero-actions .btn {
    width: 100%;
  }
}

/* ========================================
   Misc Utilities
   ======================================== */
.text-center { text-align: center; }
.text-slate-500 { color: var(--slate-500); }
.text-sm { font-size: 0.875rem; }
.mt-1 { margin-top: 0.25rem; }
.mt-2 { margin-top: 0.5rem; }
.mt-4 { margin-top: 1rem; }
.mt-6 { margin-top: 1.5rem; }
.mt-8 { margin-top: 2rem; }
.mb-4 { margin-bottom: 1rem; }
.mb-8 { margin-bottom: 2rem; }
.gap-4 { gap: 1rem; }
.flex { display: flex; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.hidden { display: none; }